Top 5 ideas (plus 5 more bonus ideas) to help you reduce your monthly expenses by over $500 per month! Is that even possible?  I’ll bet dollars to doughnuts it is.       .       .

All these ideas might not apply to your situation, but I tried to choose expenses that you most likely have on a monthly/recurring basis; these are also areas that I have personally saved money (except for stitch fix, trunk club and shoe dazzle – I know, I know   .       .       . that’s just crazy talk!)

1)            Reduce food expenses – reduce eating out, bring your lunch to work, and shop smarter for groceries – try Aldi, Lidl, or Walmart; $300 per month

2)            Reduce heating and cooling costs by using programmable thermostats, fans, as well as a little extra caulk and insulation; $25 per month

3)            Reduce your TV bill – go with netflix and free OTA broadcasts; $90 per month

4)            Swap that expensive whole life policy with a less expensive term life policy; $75 per month

5)            Minimize vacation expenses (Mickey gets paid too much anyhow); $100 per month

5 more bonus ideas, why? because you paid so much for this blog of course

• Drop that gym membership (you hardly ever use it); $85 per month (ride your bike, workout at home)

• Drop the monthly security bill – there are better technology solutions that cost less; $20 per month

• Make coffee at home – stop buying that latte from starbucks! $25 per month

• Do you really need stitch fix, trunk club, and shoe dazzle? $20 per month

• You can do without spotify premium and/or apple music – listen to the radio or get the ad supported version of spotify (free!) $10 per month

“Trying to be happy by accumulating possessions is like trying to satisfy hunger by taping sandwiches all over your body” – George Carlin