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# Jimmy

## Sitemaps

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## Posts

- [Think smarter](https://jimmysmoneytips.com/think-smarter/) - Financial decisions are all around us - they happen almost every day. I created this blog to share my experiences in hope that you might learn from my success as well as my failure. . . Life is hard - do your research and learn from your mistakes - better yet - learn from others'
- [Music streaming, good idea?](https://jimmysmoneytips.com/music-streaming-good-idea/) - Q: Is streaming music better than downloading? A: It depends. . . It mostly depends on preferences (and your budget). I will explore some reasons that some folks might prefer streaming over downloads below. I also encourage everyone, who has not already done so, to try a streaming service; Spotify is my recommendation because
- [Millionaires think differently](https://jimmysmoneytips.com/millionaires-think-differently/) - Lessons learned from actual millionaires 1) Most millionaires do not live in fancy houses or drive luxury automobiles – they typically live in middle class neighborhoods and drive non-descript automobiles (not foreign luxury cars). They live well below their means and are generally frugal. 2) They intentionally set out to become financially independent – they
- [Get promoted - Get a Raise!](https://jimmysmoneytips.com/get-promoted-get-a-raise/) - Expense management is very important, but some life expenses can't be avoided - try something different - Earn more money! I have put together some advice that has served me well in my career - these tips probably line up best for office workers but I still think they apply to most jobs. I am
- [Can I save money by cutting the cord?](https://jimmysmoneytips.com/can-i-save-money-by-cutting-the-cord/) - Can I save money by ditching my cable or satellite service? - you probably guessed this one - it depends. . . You can definitely save money on your monthly TV bill - if you really want to (are you adequately motivated?). For me, the major sticking point is going to be sports -
- [cut the cord III](https://jimmysmoneytips.com/cut-the-cord-iii/) - You are determined to take the plunge and are going to ditch your cable/satellite TV service (I know because you're still here) https://www.youtube.com/watch?v=T1XgFsitnQw. Let's layout the basic process and then I will share my experience with the process (in a separate post) 1) determine if you are under a contract with your
- [Cut the cord - the final chapter](https://jimmysmoneytips.com/cut-the-cord-the-final-chapter/) - I really believe it makes sense for most to get an antenna to take advantage of free over-the-air broadcasts. Netflix is another common cord cutting resource (at least get a free trial). After that though, what's next? It really depends on your preferences. If you choose a streaming device, then there will be plenty of
- [Top 5 ways to become poor (reverse psychology)](https://jimmysmoneytips.com/top-5-ways-to-become-poor-reverse-psychology/) - Do you want to enter the ranks of the working poor and live paycheck to paycheck? Have I got a plan for you! I've ranked the top 5 ways to ruin your finances - reminds me of a funny movie from the 80's "Brewster's millions". Richard Pryor had to spend $30 million in 30 days
- [Top 10 Budget Busters](https://jimmysmoneytips.com/top-10-budget-busters/) - Do you like to eat? I do; I don't miss many meals - which is why I gained 14 pounds over this past year and why my doctor gave me a hard time during a recent check-up; I confess this is an area of weakness - especially going out to eat - breakfast, lunch, weekends,
- [Top 10 financial blunders](https://jimmysmoneytips.com/top-10-financial-blunders/) - Don't pay the stupid tax! Mistakes, we all make 'em. But what are the top 10 financial blunders? I think I have made 8 of these mistakes (see below). Doh! I was being stupid in a no stupid zone. Consider your own personal financial journey. Have you made any of these mistakes? The crazy thing
- [Financial independence](https://jimmysmoneytips.com/financial-independence/) - First of all, if today's post sounds a little wonky, it's because I am flying solo this week. My wife (aka super-mom) is at boy-scout camp (volunteering) with our son. In addition to being a great wife and mom, she is also my editor, so let me apologize in advance if this entry is less
- [Top 5 personal finance books to read this summer](https://jimmysmoneytips.com/top-5-personal-finance-books-to-read-this-summer/) - Don't stop learning! Read! It's a life-long pursuit. Most college graduates never read another book after college. Millionaires, on the other hand, read a non-fiction book every month. See below a list of great books that I have read (I'm actually still reading one of these now). Top 5 personal finance books
- [Cut the cord II](https://jimmysmoneytips.com/cut-the-cord-ii/) - See below a CNET prizefight video - its a good introduction to 2 popular streaming devices - video is a little dated but still introduces you to available tech https://www.youtube.com/watch?v=jcwps_hbL2s Is the future of TV really apps? IDK but deciding to cut the cord can absolutely save you some money; however, the decision
- [Top 10 financial moves to make in your 20s](https://jimmysmoneytips.com/top-10-financial-moves-to-make-in-your-20s/) - I know there are lots of lists like this out there (on the inter-webs) but I thought this was an especially good one, so I decided to summarize and pass along. I will put a hyper-link to the original article at the bottom. Hopefully you can skim this post and pat yourself on the back
- [Q: What's so wrong with being average? wait for it.    .     .](https://jimmysmoneytips.com/q-whats-so-wrong-with-being-average-wait-for-it/) - A: Plenty actually, let's explore You probably already know that Americans love debt. Actually, I guess it would be more accurate to say we love our stuff and are willing to spend more than we make to get, and keep, our prized possessions (my precious). I found some average debt levels from www.investmentzen.com
- [I want you to get mad (at me)!](https://jimmysmoneytips.com/i-want-you-to-get-mad-at-me/) - Seriously, I really do. I want you to take a long, hard look at your financial decisions. I hope that at least one of my posts has made you question my sanity - I hope it also made you question (at least ponder) your financial strategy. I'm hoping at least one of my posts
- [Looking back on 2017](https://jimmysmoneytips.com/looking-back-on-2017/) - As we celebrate new year's, let's look back and see how we did (financially, of course) in 2017. There's good news and then there's some bad news. . . Let's start with the good news: I don't have any credit card debt (woo hoo!), I contributed 15% to my retirement (including the company contribution),
- [Tax planning](https://jimmysmoneytips.com/tax-planning/) - I know this is a boring topic - I hear ya - but drink a little coffee and let's contemplate this exciting and esoteric issue - okay, okay, not so much . . . but it's important nonetheless. One of the traits that millionaires have in common is that they strategize
- [How to prepare if you think you might lose your job?](https://jimmysmoneytips.com/how-to-prepare-if-you-think-you-might-lose-your-job/) - I got a request recently for a blog post on this particular topic. I'll be honest - I don't think I have all the answers on this one; however, I'm going to give it the old college try and see if we can discover some steps you can take to be prepared (kinda-sorta-maybe) for
- [What does your financial dream look like?](https://jimmysmoneytips.com/what-does-your-financial-dream-look-like/) - Your financial dream; this is the fun part, go ahead and dream, but make sure you dream BIG! Let your imagination go. What do you want your financial future to look like? Does it involve debt? Harassing calls from collectors? Living paycheck-to-paycheck? (that's not a dream, that's a nightmare) According to the survey below,
- [Q: Is Amazon Prime worth $99 a year?](https://jimmysmoneytips.com/q-is-amazon-prime-worth-99-a-year/) - A: you might have already guessed my answer, it depends . . . I am not an Amazon Prime member but I am quite curious about this service and got to wondering if this is something that you should consider spending your money on? I did some research and read a number of
- [Hey, we got married!!  Here’s why we aren’t broke(r)](https://jimmysmoneytips.com/hey-we-got-married-heres-why-we-arent-broker/) - Congratulations! You are about to get married!! Weddings! Cake! Ceremonies! Cake! A lifetime of happiness! Cake!! ...and debt. The Knot, a popular wedding website, said that according to their 2016 study the national average wedding cost was $35,329 (not including the honeymoon). That is a lot of money, but as many, many,
- [10 things I learned from Millennials](https://jimmysmoneytips.com/10-things-i-learned-from-millennials/) - Alright, alright, I’ll admit it, I’m a little obsessed with Millennials. Their mind-set, their approach, their priorities – it all makes me curious about what makes them so different, compared to other generations? Millennials are also referred to as generation Y – they question the status quo – why do I have to work 40
- [10 things I learned from Millennials](https://jimmysmoneytips.com/10-things-i-learned-from-millennials-2/) - Alright, alright, I'll admit it, I'm a little obsessed with Millennials. Their mind-set, their approach, their priorities - it all makes me curious about what makes them so different, compared to other generations? Millennials are also referred to as generation Y - they question the status quo - why do I have to work
- [Are we having a rental crisis?](https://jimmysmoneytips.com/are-we-having-a-rental-crisis/) - Half your income for rent? Say it ain’t so! According to a 2017 Harvard study (CNBC reporting), 45 million American households rent their home. Of those renting, almost half (21 million) are considered “burdened” because their rent is over 30% of their pre-tax income. 1 in 4 (11 million) are paying over 50% of their
- [Are we having a rental crisis?](https://jimmysmoneytips.com/are-we-having-a-rental-crisis-2/) - Half your income for rent? Say it ain't so! According to a 2017 Harvard study (CNBC reporting), 45 million American households rent their home. Of those renting, almost half (21 million) are considered "burdened" because their rent is over 30% of their pre-tax income. 1 in 4 (11 million) are paying over 50% of
- [Are Home Improvements a good idea?](https://jimmysmoneytips.com/are-home-improvements-a-good-idea/) - I'm selfishly asking because I'm pondering this very question myself. What's the cost-benefit analysis look like? Our home is over 20 years old and there are many areas that are starting to show some age (don't believe me. . . just ask my wife). For example our kitchen is pretty dated.
- [Do this don’t do that (can’t you read the signs?)](https://jimmysmoneytips.com/do-this-dont-do-that-cant-you-read-the-signs/) - Who are you?Think about it before you answer. Does your job define you? Are you a collection of your habits (more on that later)? Maybe it’s your thoughts and beliefs that make you who you are? I believe in God the Father Almighty Maker of Heaven and Maker of Earth And in Jesus Christ His
- [Do you have a hole in your pocket?](https://jimmysmoneytips.com/do-you-have-a-hole-in-your-pocket-2/) - You have planted much, but harvested little. You eat, but never have enough. You drink, but never have your fill. You put on clothes, but are not warm. You earn wages, only to put them in a purse with holes in it." Haggai 1:6 What's the hole in your pocket? (think about it before you
- [Do you have a hole in your pocket?](https://jimmysmoneytips.com/do-you-have-a-hole-in-your-pocket/) - You have planted much, but harvested little. You eat, but never have enough. You drink, but never have your fill. You put on clothes, but are not warm. You earn wages, only to put them in a purse with holes in it.” Haggai 1:6 What’s the hole in your pocket? (think about it before you
- [Answer these 6 questions to see how you're doing.   .    .](https://jimmysmoneytips.com/answer-these-6-questions-to-see-how-youre-doing/) - It’s April already! Where does the time go? I'm an accountant, as well as a personal finance nerd, which means I use excel a lot. . . So lets crunch some numbers and see how things turned out in Q1 (first quarter 2018). There's some good news . . .
- [How much should I pay for that?](https://jimmysmoneytips.com/how-much-should-i-pay-for-that/) - In last week’s post I discussed the BLS (bureau of labor statistics) April 2018 consumer expenditure report. This week’s post is going to expand on that and focus on the BLS generational report (i.e., BLS birth year.xls). https://www.bls.gov/cex/csxresearchtables.htm#crosstab I think this report is a great way to see how much others spend on certain
- [Do you ever get tired?](https://jimmysmoneytips.com/do-you-ever-get-tired/) - I know I do. How do you recharge your batteries? I like to say that I suffer from frugality fatigue (you shouldn't feel sorry for me, seriously. . . no one else does. . .). When you’re tired, you’re tempted to make bad decisions. I think the key to turning your financial
- [My favorite posts in 2017/2018](https://jimmysmoneytips.com/my-favorite-posts-in-2017-2018/) - This is my 60th post – hard to believe but it’s already been a year since I started this blog (June 4th 2017 was my first post, “think smarter”). A lot has changed but much remains the same. . . I’ve researched and opined about many topics: millennials, music streaming, cord cutting, home buying,
- [I bought a new computer (did I pay too much?)](https://jimmysmoneytips.com/i-bought-a-new-computer-did-i-pay-too-much/) - Many of you already know that I’m an Apple fan boy, so it won’t surprise you that I bought a new iMac (all-in-one computer) this past week. I’ll list the specs (for all you techies out there) later in the post, but want to review how this purchase fits into my personal finance strategy.
- [What's for dinner?](https://jimmysmoneytips.com/whats-for-dinner/) - Apparently, 80% of us don't have a clue; come to think of it, that describes me pretty much all the time . . . Seriously, according to the Walmarts, "more than 80% of Americans don't know what they will have for dinner tonight, scrambling to find a meal puts pressure on a family" This
- [Q: Will I really get any benefit from social security in retirement?](https://jimmysmoneytips.com/q-will-i-really-get-any-benefit-from-social-security-in-retirement/) - A: Most likely Many believe that social security is a retirement benefit that is going bankrupt and simply won't be there by the time they need it. 25% of people surveyed by bankrate expect to receive no benefits from social security. Social security is something of an enigma - so I decided to dedicate
- [How do you define wealth?](https://jimmysmoneytips.com/how-do-you-define-wealth/) - Interestingly, most Americans cite a stress-free life and having “peace of mind” as their personal definition of wealth (Bloomberg article May 2018, I’ll put a link at the bottom of this post). On the surface this appears to indicate that many have a healthy view of life and don’t believe acquiring vast amounts of
- [Endless cycle of debt?](https://jimmysmoneytips.com/endless-cycle-of-debt/) - 68% of Americans in debt doubt they'll ever pay it off, according to a recent creditcards.com report. That's a fairly alarming statistic and a really pessimistic view on life. I'm not denying there are real challenges/reasons for going into debt: medical debt, student loans, unemployment, etc. These are real issues and real problems. My
- [Be Different! (Be weird or be broke)](https://jimmysmoneytips.com/be-different-be-weird-or-be-broke/) - Financial decisions are all around us - they happen almost every day. I created this blog to share my experiences in hope that you might learn from my successes, as well as my failures. . . Life's hard - do your research and learn from your mistakes - better yet, learn from others' mistakes and
- [Top 10 lessons learned from actual millionaires](https://jimmysmoneytips.com/top-10-lessons-learned-from-actual-millionaires/) - I read an excellent book, "the millionaire next door" by Thomas J. Stanley; I highly recommend this book - it will challenge your way of thinking. I'm actually not endorsing everything millionaires do - some appear to be cheap and stingy. . . Nonetheless, I believe you can learn a great deal from this book.
- [Q: Is Debt really that bad?](https://jimmysmoneytips.com/q-is-debt-really-that-bad/) - A: It might be . . . There are lots of opinions about debt. Some think it's a great way to borrow your way to becoming rich (Robert Kyoski) and some are really super-negative about it (Dave Ramsey). I'm pretty much in the Dave Ramsey camp but maybe we should back up and
- [Music streaming update](https://jimmysmoneytips.com/music-streaming-update/) - Music streaming is increasing in popularity by the day, with over 5 billion (yes, with a B) in annual revenues - accounting for almost 2/3 of the music business. Both physical (i.e., CDs and vinyl) and digital download sales are declining. Spotify and Apple music are the two most popular platforms. Apple music
- [Financial Tips from the School of Life](https://jimmysmoneytips.com/financial-tips-from-the-school-of-life/) - No health, no wealth. Physical fitness and financial fitness cannot be untied. You get only one body and one mind. Take care of them and maximize their potential. Find a career for which you have passion. It’s not about making the most money, but making the most of the money you make. Stuff doesn’t
- [Start your own business (maybe?)](https://jimmysmoneytips.com/start-your-own-business-maybe/) - This post is probably not for everyone. Starting your own business is hard - you really need to have passion and commitment to make it work. Having said that - it is one of the most common ways that actual millionaires have increased their net worth. Now that I have given the necessary
- [My 5 biggest financial weaknesses](https://jimmysmoneytips.com/my-5-biggest-financial-weaknesses/) - This post might be more for me than anyone - I decided to reflect on those financial areas of my life that tend to trip me up the most. They say honesty is the best policy, but this might be taking it too far. . . spending on family. I admit I
- [Cut the cord update](https://jimmysmoneytips.com/cut-the-cord-update/) - I wanted to give you a brief update on my cord cutting experience (couple years later) and reveal my monthly costs and maybe challenge a few of you to take the plunge - if you think the savings are worth it . . . First, my selections are netflix (streaming), directvnow (over-the-top (live
- [Car buying tips](https://jimmysmoneytips.com/car-buying-tips-2/) - Cars, cars, cars; I really like cars. And I'm not alone, most Americans do. According to the inter-webs, we like them too much. The average car payment in 2017 (www.thebalance.com) is $479 with an average loan of $30,032 over 68 months (that's over 5 and 1/2 years, yikes!). Over 50% of used cars are financed
- [Car buying tips](https://jimmysmoneytips.com/car-buying-tips/) - Cars, cars, cars; I really like cars. And I’m not alone, most Americans do. According to the inter-webs, we like them too much. The average car payment in 2017 (www.thebalance.com) is $479 with an average loan of $30,032 over 68 months (that’s over 5 and 1/2 years, yikes!). Over 50% of used cars are financed
- [The misunderstood child](https://jimmysmoneytips.com/the-misunderstood-child/) - What motivates you? I can't answer that question for you, but I can answer it for me. My 11 year old son has autism. To provide for his medical and educational needs, I have to get my finances right. I have a Biblical responsibility to care for my son, and I'm sure I don't
- [Career advice 2](https://jimmysmoneytips.com/career-advice-2-2/) - I have spent most of my recent posts on playing defense (expense management) but have decided to switch gears and go back on offense today. Let's talk about some career management. Most millionaires chose wisely in their occupation - by choosing something they enjoyed and were good at. Those 2 things are probably
- [Career advice 2](https://jimmysmoneytips.com/career-advice-2/) - I have spent most of my recent posts on playing defense (expense management) but have decided to switch gears and go back on offense today. Let’s talk about some career management. Most millionaires chose wisely in their occupation – by choosing something they enjoyed and were good at. Those 2 things are probably related –
- [Top 3 causes of financial anxiety](https://jimmysmoneytips.com/top-3-causes-of-financial-anxiety/) - A 2016 Northwestern Mutual study revealed that 85% of US adults suffer from financial anxiety. According to gobankingrates the top 3 causes of money related anxiety are: Never being able to retire. I think this is a valid concern (ding, ding, ding, no more callers please, we have a winner!). According to USATODAY,
- [Lifestyle creep](https://jimmysmoneytips.com/lifestyle-creep/) - It's one of the most common answers given by millionaires as to how they achieved success - they avoided lifestyle creep. So what actually is lifestyle creep? According to investopedia.com: A situation where people's lifestyle or standard of living improves as their discretionary income rises either through an increase in income or decrease
- [6 ways to measure financial success](https://jimmysmoneytips.com/6-ways-to-measure-financial-success/) - I recently read an interesting Forbes article about measuring success. I will summarize below and include a link at the bottom of the post. I confess I like any tool that measures your progress towards your financial freedom. I believe these 6 check-points are useful references to challenge the status quo. If you
- [Mint.com has changed my life.](https://jimmysmoneytips.com/mint-com-has-changed-my-life/) - What are you still doing here, the blog post is done. Shoo. Ok fine, I'll say it again. Mint.com changed my life. This is not a fanatical statement. I don't say it with the wide-eyed fervor of a zealot proselytizing his chosen idol, but with the calm rationale of fact-grounded retrospect. I do not run
- [Are you stealing from the future?](https://jimmysmoneytips.com/are-you-stealing-from-the-future/) - Rather than thinking about expenses in terms of money, I want you to consider expenses in terms of your time. Calculate how much money you make per hour; then consider how much of your time is being spent to acquire your next purchase. You aren't spending your money, you're spending your time! Think about
- [How do the rich spend their money?](https://jimmysmoneytips.com/how-do-the-rich-spend-their-money/) - Ever wonder what the "rich" spend their money on? I found an answer online (see monthly summary below): The Consumer Expenditure Survey, U.S. Bureau of Labor Statistics (BLS), September 2015 (latest available), higher income before taxes table. I focused on those making more than $150,000, but this table also has 8 other categories, starting
- [Improve your critical thinking skills](https://jimmysmoneytips.com/improve-your-critical-thinking-skills/) - I read a good article in Strategic Finance magazine (yep, I’m that big of a nerd) and thought I would try to summarize their article on how to develop and grow your critical thinking skills. Critical thinking, IMHO, will help you, in most aspects of your life, including on your personal financial journey.
- [Think like a boss! Save $858 on your iPhone](https://jimmysmoneytips.com/think-like-a-boss-save-858-on-your-iphone/) - Per a recent bankrate.com survey, people age 18-36 spend $2,300 more per year, than those age 37 and older, on groceries, gasoline, restaurants, and cellphone bills. 98% of people age 18-36 have a smartphone, I wouldn't have thought it possible for 98% of a group to agree on anything, just sayin'. . .
- [Top ways to reduce your heating and cooling cost](https://jimmysmoneytips.com/top-ways-to-reduce-your-heating-and-cooling-cost/) - Don't call it a comeback! (the quintessential and incomparable LL Cool J) Today, I want you to look at how much you pay for heating and cooling your home. I'll share what I pay, and what I have done to trim this monthly expense, without sacrificing comfort, I really do enjoy AC , especially during
- [Top 10 habits of happy people](https://jimmysmoneytips.com/top-10-habits-of-happy-people/) - Happiness, for some it's an elusive pursuit of a mirage in the desert - always within sight but just out-of-reach. For others, it seems to come naturally. What makes them different? I came across an article in Forbes that started with people who were already happy and ranked the top 10 things they had
- [Top 5 money management priorities](https://jimmysmoneytips.com/top-5-money-management-priorities/) - Your financial dream; this is the fun part, go ahead and dream, but make sure you dream BIG! Let your imagination go. What do you want your financial future to look like? Does it involve debt? Harassing calls from collectors? Living paycheck-to-paycheck? (that's not a dream, that's a nightmare) According to the survey below,
- [My monthly expenses are too high!](https://jimmysmoneytips.com/my-monthly-expenses-are-too-high/) - Top 5 ideas (plus 5 more bonus ideas) to help you reduce your monthly expenses by over $500 per month! Is that even possible? I'll bet dollars to doughnuts it is. . . All these ideas might not apply to your situation, but I tried to choose expenses that you most likely have on a
- [Music Streaming II](https://jimmysmoneytips.com/music-streaming-ii/) - "Price is what you pay. Value is what you get." Warren Buffet Streaming music update: I used spotify premium for about 4 months and then decided to try Apple music too. I have been using Apple music for about 2 months now. Full disclosure - I am an Apple fan boy - its madness
- [Do this don't do that (can't you read the signs?)](https://jimmysmoneytips.com/do-this-dont-do-that-cant-you-read-the-signs-2/) - Who are you? Think about it before you answer. Does your job define you? Are you a collection of your habits (more on that later)? Maybe it's your thoughts and beliefs that make you who you are? I believe in God the Father Almighty Maker of Heaven and Maker of Earth And in Jesus
- [Master Your Money with Jimmy's Free Net Worth and Budget Spreadsheet!](https://jimmysmoneytips.com/master-your-money-with-jimmys-free-net-worth-and-budget-spreadsheet/) - Tired of feeling overwhelmed by your finances? Imagine having a simple, easy-to-use tool that helps you master your money. We are ready to equip you with the tools you need to take control of your finances. Today, we're diving into the two cornerstones of healthy personal finance: your net worth and your budget. These might
- [Jimmy's Top 20 Wealth Building Tips](https://jimmysmoneytips.com/jimmys-top-20-wealth-building-tips/) - Live on less than you make. This is foundational – none of my other financial advice works until you get this one right. It’s not how much money you make, it’s how much you keep! The janitor that saves 20% of his income is better off than the doctor that racks up credit card debt
- [](https://jimmysmoneytips.com/first-blog-post/) - This is the excerpt for your very first post.

## Pages

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- [Free Money Tips](https://jimmysmoneytips.com/free-money-tips/) - Expert financial coaching planners in Charlotte, Matthews, & Monroe, NC. Tailored advice to maximize your financial health and future at Jimmy's Money Tips.
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- [About](https://jimmysmoneytips.com/about/) - Jimmy's Money Tips - one of the best Financial Business Coaching Planners in Charlotte NC, Matthews NC, Monroe NC and surrounding areas.
- [Packages](https://jimmysmoneytips.com/packages/) - Seek top financial advisors in Charlotte, NC and Surrounding Areas at Jimmy's Money Tips for personalized strategies to achieve your financial goals
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- [Privacy Policy](https://jimmysmoneytips.com/privacy-policy/) - [et_pb_section fb_built=”1″ _builder_version=”4.23.4″ _module_preset=”default” background_color=”#f4f4f4″ locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.4″ _module_preset=”default”][et_pb_column _builder_version=”4.23.4″ _module_preset=”default” type=”4_4″][et_pb_text _builder_version=”4.23.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″]Privacy Policy for Jimmy Money Tips[/et_pb_text][et_pb_text _builder_version=”4.23.4″ _module_preset=”default” hover_enabled=”0″ sticky_enabled=”0″ custom_css_free_form=”selector h2, selector h3{|| padding: 20px 0;||}”]This Privacy Policy outlines how Jimmy Money Tips (also referred to as “we”, “us”, or “our”), collects, uses, and protects the information of visitors
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