Financial decisions are all around us – they happen almost every day.  I created this blog to share my experiences in hope that you might learn from my success as well as my failure.     .       .   Life is hard – do your research and learn from your mistakes – better yet – learn from others’ mistakes and avoid those money pitfalls.  Helping others, through personal finance education, is a passion for me.  I am intrigued by how people approach financial decisions – some of these decisions turn out well and some, well, not so much.   .    .   I’m convinced that most financial mistakes can be avoided.  Having said that – we are all human and prone to making poor financial decisions.  Let’s take a journey together and find ways to think smarter about our daily decisions and how they impact our personal finances.  I don’t claim to have all the answers but hope this blog will help educate folks about some money strategies and insights as we try to think smarter together.