About

James “Jimmy” Spaulding

CPA & Financial Coach

I’m a Christ follower. This affects every aspect of my life, including personal finance. I truly believe that many will continue to struggle with their finances (~60% of folks can’t come up with a $1,000 for an emergency) until they get their priorities in line with the Bible. When I applied God’s priorities to my finances I finally realized God’s peace in my life.

It is my belief that many people try to fill the God sized hole in their heart with other things such as money, alcohol, or even work, these are but a poor substitute (temporary high) for a real relationship with the God of the universe! The same God that created the earth, the stars, the galaxy, even you and me.

I recommend the book The Case for Christ by Lee Strobel. I also really enjoyed the movie, with the same name, which is based on the book. I am a pretty big fan of Dave Ramsey and his quest to help people become, and stay, debt free.

I have attended his Financial Peace University class and highly recommend attending to anyone who hasn’t been. I have a bachelor of science in business administration (1995), and a master of accounting degree (1997) from the University of North Carolina at Chapel Hill.

I’m also a certified public accountant (1999). Let me back up and define what an accountant is. An accountant is someone who tells you about a problem, you didn’t know you had, in a way you don’t understand.

I like sports (Go Heels! Go Panthers! Go Braves!), visiting the North Carolina mountains, spending time with family and friends, listening to music, watching TV, and reading personal finance books. I like to discuss current events, personal finance, politics, business, technology, generational differences, and religion.

I’m a husband and father. My goal is to follow God’s leading on this winding road of life so my family is provided for spiritually as well as financially.

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How to Align Your Heart and Your Finances for God’s Peace

Discover the key to merging your financial decisions with your inner values for a more peaceful life. Delve into practical steps and personal insights to help you navigate your finances with a faith-filled perspective. Whether it’s budgeting with a purpose or making mindful investments, learn how to create a financial path that not only secures your future but also brings tranquility to your heart. Join me on a transformative journey to financial peace, guided by the principles of faith.

Why do I need a financial coach?

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You’re living paycheck-to-paycheck and can’t seem to get ahead.

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You have more month than paycheck and haven’t saved much for retirement.

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You’ve saved some for retirement but not sure if you’re saving enough (How do I know if I’m on track?).

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You’re tired of working with financial advisors, that are mostly sales people, that aren’t really helping you get ahead.

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You want to get educated, and take control of your financial future, finally get ahead and achieve financial stability and financial freedom.

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Because financial patterns are difficult to discern when it involves our own behavior.

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Testimonials

This is so ironic, Jimmy—I just sat down to text you that I had concluded my review of your manuscript this morning.

Jimmy, you really put some time and effort into this project. I was very impressed.

I liked how you blended the time sensitive with the timeless to make it real. And, how you kept a conversational tone throughout.

The flow worked great for me. The redundancies in some of the content were intentional and well-placed; e.g.,budgeting, spending, saving, investing, etc., important tenets of personal finance.

And the homework helped to reinforce on a personal level the key points in the chapters. It also served to break up the text, since you aren’t using any graphics. I especially liked how you used your own personal finance examples to illustrate some of the homework.

Good that you devoted a chapter each to buying a home and a car—expensive gotta haves.

Loved how you interspersed the Bible verses. Even a verse about not co-signing a loan!

It was very apparent that you, like myself, are passionate about personal finance. I tell my students that they will always have a relationship with money. Best to make it a successful one, as there is no separating themselves from it.

Congratulations, Jimmy! Good job. You deserve much success!!

Phyllis

Yes. I agree. But you are willing. And for goodness sake, Jimmy. Please recognize and accept and receive not only what a great writer you are. Which is so few of us can ever claim to be. But you truly, truly have the heart to be a Teacher.

You are so very compassionate. So full of God’s wisdom. So humble. Gentle with critique and redirection. Eager to praise. You are funny and joyful. You are easy to talk to. And you LISTEN. SO FEW people listen. Everyone wants to talk and give advice and tell their story and add their two cents. You listen with your core being.

You give fragrant, gentle, Biblical wisdom when needed, and basic common sense perspectives without making someone feel like a complete idiot for not seeing it themselves. Yes. God is in control. But you have allowed Him to shape your heart and mind for many years. Now it is the time to be an even more influential witness to others in your life.

Not any different than what you have been doing previously. Just a larger group of people to individually impact and positively influence. I am so excited for you!