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My favorite takeaway is the significance of purpose-driven saving and the idea that financial success is not solely about accumulating wealth but also about creating a meaningful life. I thoroughly enjoyed reading this book and highly recommend it to anyone seeking financial independence and a more purposeful existence."

James Spaulding writes straightforwardly, giving guidance like an understanding and truthful friend would. Through humorous anecdotes combined with personal examples, the author maintains the reader's attention. The personal touch makes the narrative friendly."

Spaulding's writing style is direct, conversational, and easy to follow, ensuring that even readers with little financial knowledge can absorb his advice.

Through homework assignments, questionnaires, and exercises, Spaulding ensures readers grasp every relevant topic discussed in the book. The author's engaging writing style is the icing on the cake. It makes the book accessible to all readers. Spaulding provides actionable strategies for financial freedom, and that, to me, was the highlight of this guide.

The success of this book is that it does not propose grandiose or complex schemes. Rather, it advises action based on proven investment principles and common sense. Discipline and application are required, as there are no easy solutions.

A must read for anyone that is interested in a common sensible approach to building their personal wealth. If your interested in a do-it- yourself guide to personal finance, “The Middle Class Millionaire” is the one book I would recommend.

As a personal finance professor, I’ll be recommending The Middle-Class Millionaire to my students. It’s a practical guide to building wealth and a great supplement to finance courses. Whether you're just starting out or further along, this book is a smart investment you won’t regret.

So, everyone claims to be an expert on personal finance, right? If you have been inundated with commercials, social media threads, TikTok videos and the like, then it seems everyone is competing for your hard-earned money and time. However, James offers knowledge, wisdom, and beliefs based on his own trial and error experience. This is the most practical reading you can do and emulate.

The Middle-class Millionaire has been one of my most pleasurable non-fiction reads ever.

Spaulding's beliefs about using the "simple" ways right at our fingertips to become financially healthy, have been so worth my while to read. By weaving humor and compassion throughout, I have the courage to face boring, fearful and complicated financial topics that I have run from all of my life.

James’ approach in “Middle Class Millionaire” seems similar to Solomon, who said “whoever gathers money little by little makes it grow.” (Proverbs 13:11) Very few find that the “get rich quick” schemes prove successful.

This book is for the majority of us in that middle class who value living a full and good life above obsessing over wealth...