Financial decisions are all around us – they happen almost every day. I created this blog to share my experiences in hope that you might learn from my success as well as my failure. . . Life is hard – do your research and learn from your mistakes – better yet – learn from others’ mistakes and avoid those money pitfalls. Helping others, through personal finance education, is a passion for me. I am intrigued by how people approach financial decisions – some of these decisions turn out well and some, well, not so much. . . I’m convinced that most financial mistakes can be avoided. Having said that – we are all human and prone to making poor financial decisions. Let’s take a journey together and find ways to think smarter about our daily decisions and how they impact our personal finances. I don’t claim to have all the answers but hope this blog will help educate folks about some money strategies and insights as we try to think smarter together.